Our Nonprofit Grop offers it members a wealth of services that are focused on helping the consumer effectively eliminate their debts and improve their credit scores. Our debt and credit services can help our members drastically cut the balances of their consumer debts, decrease the interest rates on their credit cards and also help restore a consumers credit profile. This page details our various services related to debt and credit available to our members.

At any time you can speak to one of our Member Services Representatives to learn more about our services by calling 1-888-505-2657.

Debt Elimination Service

The Debt Elimination Service offered by Home Solutions of North America can serve as an alternative to bankruptcy and also help consumers drastically reduce the balances of their unsecured and secured debts. Experts in debt settlement will review our member’s financial profile and propose a solution that will benefit both the consumer and the lender. A win-win solution is always the best means of negotiating the balances of outstanding debts. We provide our members with access to a variety of debt settlement experts around the nation that have been selected for their dedication to our non-profit model.

Credit Card Restoration Service

The Credit Card Restoration Service offered by Home Solutions of North America is focused on helping the consumer pay off credit card debt in a managable time frame. Most consumers pay the minimum payment on their credit cards and with high interest rates, the vast majority of consumers eventually pay back their lenders many more times than what they originally owed. Our service helps consumers negotiate lower interest rates on their cards to pay down principle faster, helps the consumer understand how difficult it is to get out of credit card debt and shows them how to set up a schedule of payments that will reduce their debts faster than paying on the typical minimum payment structure within the consumers budget.

Credit Score Repair Service

Credit restoration is something that many consumers will eventually seek out should they experience financial hardships. While it is quite natural to seek out credit restoration services, there are a number of programs that overpromise and under deliver; other programs simply defraud consumers by promising perfect credit in specific time frames or go so far as to guarantee that you will be approved for a line of credit for a specific dollar amount. Home Solutions of North America offers a credit restoration program for consumers that produces results but doesn’t promise the impossible. If you would like a professional to review your credit report for inaccurracies and to provide you with an honest opinion regarding the restoration of your credit give us a call today.

Credit Consulting

The Credit Consulting program offered by Home Solutions of North Americaa is designed to address the needs of consumers that are not experiencing serious financial hardships. Whereas debt settlement may be an option to avoid bankruptcy, the Credit Consulting program is perfect for the consumer that has not fallen behind on their payments but wants to put a strategic plan in place to be debt free in a specific time frame. Our credit consulting experts will help the consumer execute a plan to eliminate their debts taking in to account their income, assets and personal needs.